The Charles Schwab Corporation
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in …
What to know about SCHW
The Charles Schwab Corporation is a large Financial Services company with a solid overall financial profile. It scores well on size and sentiment, but health is worth keeping an eye on.
Should you consider SCHW?
Based on 31 financial metrics and sector comparison. Not financial advice.
-
The Charles Schwab Corporation is a large-cap Financial Services company with a solid overall financial profile — it ranks in the top quarter of its Financial Services peers (6 of 70).
-
Profit margins are a clear strength, though the balance sheet warrants a closer look — make sure the debt levels are manageable.
-
Valuation is in the middle of the pack — neither obviously cheap nor stretched.
-
Growth is a clear strength — revenue and earnings are expanding faster than most peers, signalling strong demand for the company's products or services.
-
There is a small dividend (0.01%), but income-focused investors will likely find better yields elsewhere in the market.
-
Volatility is close to the S&P 500 average — typical market swings, nothing unusual.
-
Analyst sentiment is broadly positive and short interest is low — professionals who cover this stock are mostly optimistic about its near-term prospects.
-
On balance the positives outweigh the concerns — worth a closer look if Financial Services fits your investment goals.
At a glance
How it scores
We look at 31 different financial metrics and group them into categories. Here's how SCHW compares to the other S&P 500 stocks.
Dive deeper — all 31 metrics 9 categories · valuation, growth, health, dividends & more Show all Hide
Valuation
Is the stock cheap or expensive relative to its earnings, sales, and assets? Lower multiples often mean better value.
| Metric | Value | vs S&P 500 |
|---|---|---|
| P/E Ratio (Trailing) | 18.23 | Above avg |
| Forward P/E | 12.63 | Above avg |
| PEG Ratio | 1.12 | Top 25% |
| Price to Sales | 6.43 | Below avg |
| Price to Book | 3.75 | Average |
| EV/EBITDA | — | N/A |
| Earnings Yield | 5.49% | Above avg |
Profitability
How efficiently does the company turn revenue into profit? Higher margins mean more money kept from each dollar earned.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Gross Margin | 97.46% | Top 25% |
| Operating Margin | 49.35% | Top 25% |
| Net Profit Margin | 37.99% | Top 25% |
| Return on Equity | 19.08% | Above avg |
| Return on Invested Capital | 1.97% | Below avg |
Growth
How fast is the business expanding? Strong growth in revenue and earnings signals increasing market demand.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Revenue Growth (YoY) | 15.80% | Above avg |
| Revenue Growth (3Y CAGR) | 4.83% | Average |
| EPS Growth (YoY) | 38.60% | Above avg |
| Free Cash Flow Growth | 327.46% | Top 25% |
Health
Can the company cover its debts and obligations? A healthy balance sheet reduces the risk of financial trouble.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Current Ratio | 0.63 | Below avg |
| Debt to Equity | 1.21 | Average |
| Interest Coverage | — | N/A |
| Altman Z-Score | — | N/A |
Dividends
Does the company pay shareholders, and is that payment growing and sustainable?
| Metric | Value | vs S&P 500 |
|---|---|---|
| Dividend Yield | 1.37% | Average |
| Payout Ratio | 22.47% | Above avg |
| Dividend Growth (5Y) | -2.33% | Top 25% |
Cash Flow
Is real cash flowing into the business — not just accounting profits? Strong cash flow funds growth and dividends.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Free Cash Flow Yield | 6.10% | Above avg |
| OCF to Sales | 41.50% | Top 25% |
Risk
How volatile is the stock compared to the broader market? Lower beta and volatility mean a smoother ride.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Beta (1-Year) | 0.77 | Above avg |
| Volatility (30-Day) | 28.29% | Above avg |
Sentiment
What do analysts and short-sellers think? High analyst ratings and low short interest signal broad confidence.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Short % of Float | 0.00% | Top 25% |
| Avg. Analyst Rating | 1.67 | Top 25% |
| Target Upside % | 26.67% | Top 25% |
Size
How large is the company by market value? Size affects stability, growth potential, and index inclusion.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Market Capitalization | 159.48B | Top 25% |
How does SCHW compare to…?
Pick another stock and see them side by side in seconds.
You might also look at
Companies in a similar position to SCHW — based on their financial profile.