Regions Financial Corporation
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking…
What to know about RF
Regions Financial Corporation is a large Financial Services company with a mixed financial profile. It scores well on cash flow and valuation, but sentiment is worth keeping an eye on.
Should you consider RF?
Based on 31 financial metrics and sector comparison. Not financial advice.
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Regions Financial Corporation is a large-cap Financial Services company with a mixed overall financial profile — it ranks near the bottom of Financial Services stocks (61 of 70).
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Profitability is roughly average for the S&P 500 — not a standout in either direction.
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Valuation looks attractive — the stock is priced reasonably relative to its earnings and sales compared to most peers. You're not overpaying for the business.
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The company is growing at a reasonable pace — not the fastest, but consistently moving in the right direction.
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This stock pays no dividend — your return depends entirely on the share price rising over time.
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Volatility is close to the S&P 500 average — typical market swings, nothing unusual.
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Analyst sentiment is cautious and short interest is relatively elevated — meaning some professional investors are actively betting the price will fall. Worth understanding why.
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This is a mixed picture — real strengths in some areas, but areas that need watching too. Do your homework on the sector before deciding.
At a glance
How it scores
We look at 31 different financial metrics and group them into categories. Here's how RF compares to the other S&P 500 stocks.
Dive deeper — all 31 metrics 9 categories · valuation, growth, health, dividends & more Show all Hide
Valuation
Is the stock cheap or expensive relative to its earnings, sales, and assets? Lower multiples often mean better value.
| Metric | Value | vs S&P 500 |
|---|---|---|
| P/E Ratio (Trailing) | 11.88 | Top 25% |
| Forward P/E | 10.03 | Top 25% |
| PEG Ratio | 1.83 | Average |
| Price to Sales | 3.40 | Average |
| Price to Book | 1.40 | Top 25% |
| EV/EBITDA | — | N/A |
| Earnings Yield | 8.42% | Top 25% |
Profitability
How efficiently does the company turn revenue into profit? Higher margins mean more money kept from each dollar earned.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Gross Margin | 0.00% | Below avg |
| Operating Margin | 40.07% | Top 25% |
| Net Profit Margin | 31.00% | Top 25% |
| Return on Equity | 11.89% | Average |
| Return on Invested Capital | 1.39% | Below avg |
Growth
How fast is the business expanding? Strong growth in revenue and earnings signals increasing market demand.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Revenue Growth (YoY) | 7.30% | Average |
| Revenue Growth (3Y CAGR) | 1.65% | Average |
| EPS Growth (YoY) | 21.60% | Above avg |
| Free Cash Flow Growth | 48.14% | Top 25% |
Health
Can the company cover its debts and obligations? A healthy balance sheet reduces the risk of financial trouble.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Current Ratio | — | N/A |
| Debt to Equity | — | N/A |
| Interest Coverage | — | N/A |
| Altman Z-Score | — | N/A |
Dividends
Does the company pay shareholders, and is that payment growing and sustainable?
| Metric | Value | vs S&P 500 |
|---|---|---|
| Dividend Yield | — | N/A |
| Payout Ratio | — | N/A |
| Dividend Growth (5Y) | -4.00% | Top 25% |
Cash Flow
Is real cash flowing into the business — not just accounting profits? Strong cash flow funds growth and dividends.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Free Cash Flow Yield | 8.00% | Top 25% |
| OCF to Sales | 26.03% | Above avg |
Risk
How volatile is the stock compared to the broader market? Lower beta and volatility mean a smoother ride.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Beta (1-Year) | 1.03 | Average |
| Volatility (30-Day) | 24.31% | Top 25% |
Sentiment
What do analysts and short-sellers think? High analyst ratings and low short interest signal broad confidence.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Short % of Float | 8.34% | Below avg |
| Avg. Analyst Rating | 2.59 | Below avg |
| Target Upside % | 7.42% | Average |
Size
How large is the company by market value? Size affects stability, growth potential, and index inclusion.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Market Capitalization | 24.42B | Average |
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