Erie Indemnity Company
Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation and sales and advertising support services; underwriting services th…
What to know about ERIE
Erie Indemnity Company is a large Financial Services company with a mixed financial profile. It scores well on risk and profitability, but size is worth keeping an eye on.
Should you consider ERIE?
Based on 31 financial metrics and sector comparison. Not financial advice.
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Erie Indemnity Company is a large-cap Financial Services company with a mixed overall financial profile — it ranks in the top quarter of its Financial Services peers (16 of 70).
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Profitability is roughly average for the S&P 500 — not a standout in either direction.
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Valuation is in the middle of the pack — neither obviously cheap nor stretched.
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Growth has been slower than most peers. That's not necessarily a dealbreaker, but it means the investment case rests more on current earnings than future expansion.
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This stock pays no dividend — your return depends entirely on the share price rising over time.
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Risk is relatively low — the stock tends to be less volatile than the broader market, which typically means a smoother ride during uncertain periods.
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This is a mixed picture — real strengths in some areas, but areas that need watching too. Do your homework on the sector before deciding.
At a glance
How it scores
We look at 31 different financial metrics and group them into categories. Here's how ERIE compares to the other S&P 500 stocks.
Dive deeper — all 31 metrics 9 categories · valuation, growth, health, dividends & more Show all Hide
Valuation
Is the stock cheap or expensive relative to its earnings, sales, and assets? Lower multiples often mean better value.
| Metric | Value | vs S&P 500 |
|---|---|---|
| P/E Ratio (Trailing) | 20.27 | Above avg |
| Forward P/E | 15.78 | Above avg |
| PEG Ratio | 2.67 | Below avg |
| Price to Sales | 2.83 | Above avg |
| Price to Book | 4.91 | Average |
| EV/EBITDA | 13.98 | Above avg |
| Earnings Yield | 4.93% | Above avg |
Profitability
How efficiently does the company turn revenue into profit? Higher margins mean more money kept from each dollar earned.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Gross Margin | 17.91% | Below avg |
| Operating Margin | 16.88% | Average |
| Net Profit Margin | 13.97% | Above avg |
| Return on Equity | 25.85% | Above avg |
| Return on Invested Capital | 14.84% | Top 25% |
Growth
How fast is the business expanding? Strong growth in revenue and earnings signals increasing market demand.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Revenue Growth (YoY) | 2.30% | Below avg |
| Revenue Growth (3Y CAGR) | 13.32% | Top 25% |
| EPS Growth (YoY) | 8.70% | Average |
| Free Cash Flow Growth | 17.38% | Above avg |
Health
Can the company cover its debts and obligations? A healthy balance sheet reduces the risk of financial trouble.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Current Ratio | 1.29 | Above avg |
| Debt to Equity | 2.11 | Below avg |
| Interest Coverage | — | N/A |
| Altman Z-Score | — | N/A |
Dividends
Does the company pay shareholders, and is that payment growing and sustainable?
| Metric | Value | vs S&P 500 |
|---|---|---|
| Dividend Yield | — | N/A |
| Payout Ratio | — | N/A |
| Dividend Growth (5Y) | -6.71% | Above avg |
Cash Flow
Is real cash flowing into the business — not just accounting profits? Strong cash flow funds growth and dividends.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Free Cash Flow Yield | 4.64% | Above avg |
| OCF to Sales | — | N/A |
Risk
How volatile is the stock compared to the broader market? Lower beta and volatility mean a smoother ride.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Beta (1-Year) | 0.31 | Top 25% |
| Volatility (30-Day) | 30.73% | Above avg |
Sentiment
What do analysts and short-sellers think? High analyst ratings and low short interest signal broad confidence.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Short % of Float | 10.20% | Below avg |
| Avg. Analyst Rating | — | N/A |
| Target Upside % | — | N/A |
Size
How large is the company by market value? Size affects stability, growth potential, and index inclusion.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Market Capitalization | 11.56B | Below avg |
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