American Express Company
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. …
What to know about AXP
American Express Company is a Financial Services company with a mixed financial profile. It scores well on size and growth, but sentiment is worth keeping an eye on.
Should you consider AXP?
Based on 31 financial metrics and sector comparison. Not financial advice.
-
American Express Company is a Financial Services company with a mixed overall financial profile — it is in the lower half of its Financial Services peers (42 of 70).
-
Profitability is roughly average for the S&P 500 — not a standout in either direction.
-
Valuation is in the middle of the pack — neither obviously cheap nor stretched.
-
The company is growing at a reasonable pace — not the fastest, but consistently moving in the right direction.
-
There is a small dividend (0.01%), but income-focused investors will likely find better yields elsewhere in the market.
-
Volatility is close to the S&P 500 average — typical market swings, nothing unusual.
-
This is a mixed picture — real strengths in some areas, but areas that need watching too. Do your homework on the sector before deciding.
At a glance
How it scores
We look at 31 different financial metrics and group them into categories. Here's how AXP compares to the other S&P 500 stocks.
Dive deeper — all 31 metrics 9 categories · valuation, growth, health, dividends & more Show all Hide
Valuation
Is the stock cheap or expensive relative to its earnings, sales, and assets? Lower multiples often mean better value.
| Metric | Value | vs S&P 500 |
|---|---|---|
| P/E Ratio (Trailing) | 21.11 | Above avg |
| Forward P/E | 16.77 | Above avg |
| PEG Ratio | 1.62 | Above avg |
| Price to Sales | 3.35 | Average |
| Price to Book | 6.78 | Average |
| EV/EBITDA | — | N/A |
| Earnings Yield | 4.74% | Above avg |
Profitability
How efficiently does the company turn revenue into profit? Higher margins mean more money kept from each dollar earned.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Gross Margin | 62.76% | Top 25% |
| Operating Margin | 21.25% | Above avg |
| Net Profit Margin | 16.30% | Above avg |
| Return on Equity | 34.42% | Top 25% |
| Return on Invested Capital | 3.80% | Average |
Growth
How fast is the business expanding? Strong growth in revenue and earnings signals increasing market demand.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Revenue Growth (YoY) | 11.60% | Above avg |
| Revenue Growth (3Y CAGR) | 10.97% | Top 25% |
| EPS Growth (YoY) | 17.60% | Above avg |
| Free Cash Flow Growth | 31.83% | Top 25% |
Health
Can the company cover its debts and obligations? A healthy balance sheet reduces the risk of financial trouble.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Current Ratio | 1.57 | Above avg |
| Debt to Equity | 1.78 | Below avg |
| Interest Coverage | — | N/A |
| Altman Z-Score | — | N/A |
Dividends
Does the company pay shareholders, and is that payment growing and sustainable?
| Metric | Value | vs S&P 500 |
|---|---|---|
| Dividend Yield | 1.12% | Average |
| Payout Ratio | 21.29% | Above avg |
| Dividend Growth (5Y) | 0.57% | Top 25% |
Cash Flow
Is real cash flowing into the business — not just accounting profits? Strong cash flow funds growth and dividends.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Free Cash Flow Yield | 6.21% | Above avg |
| OCF to Sales | 23.55% | Above avg |
Risk
How volatile is the stock compared to the broader market? Lower beta and volatility mean a smoother ride.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Beta (1-Year) | 1.06 | Average |
| Volatility (30-Day) | 23.61% | Top 25% |
Sentiment
What do analysts and short-sellers think? High analyst ratings and low short interest signal broad confidence.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Short % of Float | 2.27% | Above avg |
| Avg. Analyst Rating | 2.28 | Average |
| Target Upside % | 7.43% | Average |
Size
How large is the company by market value? Size affects stability, growth potential, and index inclusion.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Market Capitalization | 230.63B | Top 25% |
How does AXP compare to…?
Pick another stock and see them side by side in seconds.
You might also look at
Companies in a similar position to AXP — based on their financial profile.