Assurant, Inc.
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates through Global Lifestyle and Global Housing segments. The Global Lifestyle segment offers mobile device solutions, and extended service …
What to know about AIZ
Assurant, Inc. is a large Financial Services company with a mixed financial profile. It scores well on risk and valuation, but size is worth keeping an eye on.
Should you consider AIZ?
Based on 31 financial metrics and sector comparison. Not financial advice.
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Assurant, Inc. is a large-cap Financial Services company with a mixed overall financial profile — it is in the lower half of its Financial Services peers (39 of 70).
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Profit margins are thin compared to most S&P 500 peers — the company keeps less of each dollar it earns than the average. Watch for signs of margin improvement.
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Valuation looks attractive — the stock is priced reasonably relative to its earnings and sales compared to most peers. You're not overpaying for the business.
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Growth is a clear strength — revenue and earnings are expanding faster than most peers, signalling strong demand for the company's products or services.
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This stock pays no dividend — your return depends entirely on the share price rising over time.
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Risk is relatively low — the stock tends to be less volatile than the broader market, which typically means a smoother ride during uncertain periods.
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This is a mixed picture — real strengths in some areas, but areas that need watching too. Do your homework on the sector before deciding.
At a glance
How it scores
We look at 31 different financial metrics and group them into categories. Here's how AIZ compares to the other S&P 500 stocks.
Dive deeper — all 31 metrics 9 categories · valuation, growth, health, dividends & more Show all Hide
Valuation
Is the stock cheap or expensive relative to its earnings, sales, and assets? Lower multiples often mean better value.
| Metric | Value | vs S&P 500 |
|---|---|---|
| P/E Ratio (Trailing) | 13.31 | Top 25% |
| Forward P/E | 11.57 | Top 25% |
| PEG Ratio | 2.16 | Average |
| Price to Sales | 0.98 | Top 25% |
| Price to Book | 2.20 | Above avg |
| EV/EBITDA | 8.05 | Top 25% |
| Earnings Yield | 7.51% | Top 25% |
Profitability
How efficiently does the company turn revenue into profit? Higher margins mean more money kept from each dollar earned.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Gross Margin | 12.75% | Below avg |
| Operating Margin | 10.64% | Below avg |
| Net Profit Margin | 7.60% | Average |
| Return on Equity | 18.02% | Above avg |
| Return on Invested Capital | 2.44% | Below avg |
Growth
How fast is the business expanding? Strong growth in revenue and earnings signals increasing market demand.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Revenue Growth (YoY) | 11.30% | Above avg |
| Revenue Growth (3Y CAGR) | 7.93% | Above avg |
| EPS Growth (YoY) | 91.20% | Top 25% |
| Free Cash Flow Growth | 43.82% | Top 25% |
Health
Can the company cover its debts and obligations? A healthy balance sheet reduces the risk of financial trouble.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Current Ratio | 0.39 | Below avg |
| Debt to Equity | 0.38 | Top 25% |
| Interest Coverage | 10.91 | Above avg |
| Altman Z-Score | — | N/A |
Dividends
Does the company pay shareholders, and is that payment growing and sustainable?
| Metric | Value | vs S&P 500 |
|---|---|---|
| Dividend Yield | — | N/A |
| Payout Ratio | — | N/A |
| Dividend Growth (5Y) | -7.93% | Average |
Cash Flow
Is real cash flowing into the business — not just accounting profits? Strong cash flow funds growth and dividends.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Free Cash Flow Yield | 11.28% | Top 25% |
| OCF to Sales | 12.78% | Below avg |
Risk
How volatile is the stock compared to the broader market? Lower beta and volatility mean a smoother ride.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Beta (1-Year) | 0.57 | Top 25% |
| Volatility (30-Day) | 21.68% | Top 25% |
Sentiment
What do analysts and short-sellers think? High analyst ratings and low short interest signal broad confidence.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Short % of Float | 2.93% | Above avg |
| Avg. Analyst Rating | 1.43 | Top 25% |
| Target Upside % | 7.94% | Average |
Size
How large is the company by market value? Size affects stability, growth potential, and index inclusion.
| Metric | Value | vs S&P 500 |
|---|---|---|
| Market Capitalization | 12.88B | Below avg |
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